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Can You Stack Auto Insurance in California?

Stacking an insurance policy is a tactic some people can use to combine (or stack) uninsured and underinsured motorist coverage for each vehicle you own, which gives you a greater amount of coverage overall. However in California, by law, you can not legally stack your auto insurance policy. Understanding Stacked Auto Insurance Stacked insurance allows… read more

Should I Sign A Medical Authorization Release Form After My Car Accident?

If you sustain injuries after a vehicle accident, your priority should be receiving medical treatment. However, you may also have an injury claim against another party to recover compensation. If that is the case, you will likely have to sign a medical authorization release form at some point. However, we do want to offer some… read more

Do I Have to Give My Insurance Company a Recorded Statement?

The aftermath of sustaining an injury can be a confusing time, particularly when it comes to dealing with insurance carriers. However, in order to recover compensation, there will need to be some type of contact with the insurance carrier. But do you have to give a recorded statement to the insurance carrier? This is important… read more

How Fault Is Determined In A Left Hand Turn Accident

Even though making a left-hand turn is something that most drivers do each time they get out on the roadway, this can be a precarious maneuver. Left-hand turns are filled with opportunities for accidents caused by driver decisions, including determining who has to yield the right of way and knowing whether or not you have… read more

How to Report a Drunk Driver in California

Drunk drivers are dangerous drivers. Each year in California, impaired driving is a leading cause of traffic fatalities. If you see a drunk driver while you are operating your own vehicle, there are steps that you can take to report the driver to law enforcement officials so that they can take the steps necessary to… read more

Mediation in Personal Injury Cases

If you or somebody you care about has sustained an injury caused by the negligence of another individual or entity in the state of California, there is a good chance you will be able to recover compensation for your losses. However, recovering this compensation can be challenging, particularly if the case has to go to… read more

How Do I Prove The Insurance Company is Acting in Bad Faith?

In the United States, we will find that each state has laws regarding the duties of insurance carriers. In general, all insurance carriers have an implied responsibility to act in good faith and fair dealing with every client. Unfortunately, there are times when insurance carriers do not uphold their duty to clients. When this happens,… read more

COVID-19 and Nursing Home Negligence

The Centers for Medicare and Medicaid Services (CMS) states that there have been nearly 200,000 confirmed and more than 115,000 suspected COVID-19 cases in nursing homes throughout the United States as of mid-August 2020. CMS also says that there have been nearly 50,000 total nursing home deaths related to COVID-19. According to the Centers for… read more

COVID-19 Announcement

During this uncertain time, we want to assure you that Harting, Simkins & Ryan, LLP is still here to assist you with your case. TO POTENTIAL NEW CLIENTS:  Although we usually meet with potential clients in person, because of the precautions made necessary by the Coronavirus (COVID-19), you can let us know more about your… read more

What is the Average Payout for a Dog Bite?

If you or somebody you care about has been bitten and injured by another person’s dog, then you are probably wondering whether or not you are owed compensation. Dog bites are not uncommon in the US. Studies show that there are approximately 4.5 million dog bites each year in this country. While not all of… read more